Terms of Service

Introduction

These Terms of Service ("Terms") govern your use of the ReportHub platform at reporthub.top and all related services. By accessing or using our services, you agree to be bound by these Terms.

Service Description

ReportHub is a newsletter platform that provides both free and premium (paid) content. Our services include:

• Free newsletter articles accessible to all registered users
• Premium articles available to subscribers or through individual purchase
• Subscription plans (monthly, quarterly, yearly, and lifetime)
• Individual article purchases

User Accounts

When you create an account with ReportHub, you must provide accurate and complete information. You may register via email/password, Google, or GitHub. You are responsible for:

• Safeguarding your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

Subscriptions and Payments

Pricing

• Monthly: $20/month
• Quarterly: $60/quarter
• Yearly: $220/year
• Lifetime: $999 (one-time payment)
• Individual Articles: Prices set by the administrator per article

All prices are exclusive of applicable taxes. Tax will be calculated and added at checkout.

Billing

Subscriptions are billed in advance on a recurring basis. By subscribing, you authorize us to charge your payment method through Stripe for the applicable fees.

Automatic Renewal

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You can cancel your subscription at any time through your account settings or the Stripe Customer Portal.

Price Changes

We reserve the right to adjust pricing at any time. Price changes for existing subscriptions will take effect at the next renewal period, and we will provide advance notice of any changes.

Content and Intellectual Property

Our Content

All articles, reports, and materials published on ReportHub are protected by copyright and intellectual property laws. Premium content is licensed for personal, non-commercial use only.

Restrictions

You agree not to:

• Share, redistribute, or resell premium content
• Use automated tools to scrape or download content
• Create derivative works from our content without permission
• Share your account credentials with others to bypass payment

Prohibited Activities

You agree not to:

• Use our services in any way that violates any applicable law or regulation
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our services
• Attempt to gain unauthorized access to our servers or networks
• Use our services to distribute malware or other harmful code
• Impersonate any person or entity
• Initiate chargebacks without first contacting our support team

Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, if you:

• Violate these Terms of Service
• Engage in fraudulent activity
• Initiate chargebacks without prior communication
• Share premium content without authorization

Refunds

Please refer to our Refund Policy for details on refunds and cancellations.

Limitation of Liability

In no event shall ReportHub be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services. Our total liability shall not exceed the amount you paid to us in the 12 months preceding the claim.

Disclaimer

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

Content Disclaimer: The reports and analysis published on ReportHub are compiled and analyzed based on publicly available internet information. The data and opinions contained therein are for reference purposes only and may be delayed, incomplete, or inaccurate. The content does not constitute any form of investment advice, financial advice, or decision-making basis. Investing involves risks, and decisions should be made carefully. Readers should exercise independent judgment based on their own circumstances and bear the corresponding risks.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

Changes to Terms

We reserve the right to modify these Terms at any time. If we make changes, we will provide notice by posting the updated Terms on this page with an updated date. Continued use of our services after changes constitutes acceptance of the updated Terms.

Contact Us

If you have any questions about these Terms, please contact us.